Does Insurance Cover Braces or Invisalign for Kids in Pomona? Payment Plans Explained

If you're weighing braces or Invisalign for your child, cost is usually the first real question — and insurance and payment options are where most parents get stuck. Here's a straightforward breakdown.

Does dental insurance cover orthodontic treatment?

It depends on the plan. We accept Medi-Cal Dental, which may cover braces for complex or medically necessary orthodontic cases (it does not cover Invisalign). We also accept PPO dental insurance plans — many PPOs put a lifetime maximum toward orthodontic treatment, so they typically cover a portion of braces or Invisalign rather than the full cost.

The only reliable way to know your exact coverage is to bring your insurance information to a consultation — our team can check your specific benefits before you commit to a treatment plan.

What if my insurance doesn't cover enough?

Most families paying out of pocket or covering a gap use a payment plan rather than paying the full cost upfront. We offer:

• In-house financing at 0% interest — no interest added, ever
• CareCredit

We'll go over the numbers with you once we know which treatment is being recommended, so you know exactly what you're paying and when.

How much should I budget?

For a general sense of cost before insurance or financing, see our orthodontist cost breakdown for Pomona families — it walks through what affects the price of braces and Invisalign locally.

Braces vs. Invisalign — does one cost less?

Cost varies case by case more than by treatment type — complexity of the bite, length of treatment, and age all matter more than whether it's braces or clear aligners. Our orthodontics team can give you an accurate, personalized estimate for your child's specific case using Invisalign or braces.

Do you offer a free consultation?

Yes — we offer a free initial consultation so you can find out what treatment your child actually needs and what it would cost before committing to anything.

Getting started

If you're ready to find out what your child's treatment would actually cost after insurance and financing, schedule your free consultation with Dr. Lyndon Tran, our board-certified orthodontist, or call us at (909) 741-7052.